The following rates are for Consumer Deposits only. NO Institutional Investors.

Rates Effective as of May 1, 2013
Account Type
Interest Rate
Annual Percentage Yield
Super NOW
0.20%
0.20%
Savings Rate
.25%
.25%
CMA Rate
.30%
.30%
IRA Variable Rate
.75%
.75%
3 Month CD*
.25%
.25%
6 Month CD
.50%
.50%
12 Month CD
.60%
.60%
18 Month CD
.75%
.75%
24 Month CD
1.00%
1.00%
30 Month CD
1.10%
1.10%
36 Month CD
1.15%
1.15%
48 Month CD
1.15%
1.15%
60 Month CD
1.20%
1.21%
Minimum deposit of $1,000 to open a CD Account
(A larger minimum deposit is required on 3 month CD)
There is a penalty for early withdrawal of CDs