The following rates are for Consumer Deposits only. NO Institutional Investors.


Rates Effective as of May 7, 2008
Account Type
Interest Rate
Annual Percentage Yield
Super NOW
0.65%
0.65%
Savings Rate
1.00%
1.00%
CMA Rate
1.75%
1.76%
IRA Variable Rate
3.20%
3.20%
3 Month CD*
2.00%
2.01%
6 Month CD*
2.65%
2.67%
7 Month CD*
See Below
See Below
12 Month CD*
3.00%
3.03%
18 Month CD*
3.00%
3.03%
24 Month CD*
3.00%
3.03%
30 Month CD*
3.00%
3.03%
36 Month CD*
3.00%
3.03%
48 Month CD*
3.20%
3.24%
60 Month CD*
3.20%
3.24%
Minimum deposit of $1,000 to open a CD Account
(A larger minimum deposit is required on 3 and 7 month CDs)
There is a penalty for early withdrawal of CDs


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