The following rates are for Consumer Deposits only. NO Institutional Investors.


Rates Effective as of January 04, 2012
Account Type
Interest Rate
Annual Percentage Yield
Super NOW
0.25%
0.25%
Savings Rate
.35%
.35%
CMA Rate
0.40%
.40%
IRA Variable Rate
1.20%
1.20%
3 Month CD*
.45%
.45%
6 Month CD
.75%
.75%
12 Month CD
.90%
.90%
18 Month CD
1.00%
1.00%
24 Month CD
1.25%
1.26%
30 Month CD
1.25%
1.26%
36 Month CD
1.50%
1.51%
48 Month CD
1.75%
1.76%
60 Month CD
1.75%
1.76%
Minimum deposit of $1,000 to open a CD Account
(A larger minimum deposit is required on 3 month CD)
There is a penalty for early withdrawal of CDs


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