The basic insured amount of depositor is $250,000. Deposits maintained
in different categories of legal ownership are separately insured.
So, you can have more than $250,000 insurance coverage in a single
institution. Separate Insurance is also available for funds held
in retirement plans; an example is an Individual Retirement Accounts.
A single (individual) ownership account is an account owned by one
person. A joint account is an account owned by two or more individuals.
See our Financial Calculator located under Banking Services.
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When you are running errands, buying groceries, shopping for clothes
or dining out, you can take the Visa Check Card that lets you pay
without writing checks or carrying extra cash. Simply present the
Visa Check Card to the merchant, sign the receipt and go. It saves
time when you are in a hurry because you don't have to write a check
or show I.D., and you don't need to wait for a check approval. Also,
some businesses will not let you pay by check when you are away
from home or even in your local area. A Visa Check Card will help
you avoid such problems. A Visa Check Card can be used wherever
Visa cards are accepted, around town and around the world.
The Daily Usage Limit on a Visa Check Card is $500.00 per day.
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