How much FDIC Insurance coverage do my accounts have?
The basic insured amount of depositor is $250,000. Deposits maintained in different categories of legal ownership are separately insured. So, you can have more than $250,000 insurance coverage in a single institution. Separate Insurance is also available for funds held in retirement plans; an example is an Individual Retirement Accounts.

What is a single ownership account and a joint account?
A single (individual) ownership account is an account owned by one person. A joint account is an account owned by two or more individuals.

How large of a mortgage payment can I handle?
See our Financial Calculator located under Banking Services.

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How could I benefit by having a Visa Check Card?
When you are running errands, buying groceries, shopping for clothes or dining out, you can take the Visa Check Card that lets you pay without writing checks or carrying extra cash. Simply present the Visa Check Card to the merchant, sign the receipt and go. It saves time when you are in a hurry because you don't have to write a check or show I.D., and you don't need to wait for a check approval. Also, some businesses will not let you pay by check when you are away from home or even in your local area. A Visa Check Card will help you avoid such problems. A Visa Check Card can be used wherever Visa cards are accepted, around town and around the world.

What is the Daily Usage Limit on my Visa Check Card?
The Daily Usage Limit on a Visa Check Card is $500.00 per day.

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